Don, the franchisee I've known who's into managing internet cafes, was the guy who told me if I plan to buy a franchise, I really don't have to look elsewhere for financing. The two criteria come into play here: Equity and referral. The franchisor most likely knows which banks can provide equity loans for me, and can refer me there. The franchisor may also be already be equipped with real estate property that can be leased in order to facilitate the purchase and set-up of the franchise.